Finance

Citibank credit card bill payment

The Citibank credit card is your ticket to save on fuel bills with the added convenience of shopping conveniently and securely for all your needs. Not only this, but you could also get a waiver on the yearly charges and insurance coverage along with the added benefit of Citi credit card rewards.

Once you accumulate reward points, they can be redeemed against gift vouchers to purchase books or apparel and even book hotel or flight tickets apart from various other options available. However, it is equally important to understand the process of Citibank credit card payment so that you can pay your bills on time.

Online payment

Depending on whether you have a current or savings account with Citibank or with another bank, you can make your Citibank credit card payment accordingly.

Citibank account holders can utilize any of the following methods to make payment of their bills online:

1.Net banking: Log on to your online banking account to access your credit card statement, current outstanding, and bill due date. Choose online payment and confirm the transaction.

2.Standing instructions: If you do not want to miss the payment due date and avoid the late fee, you can set standing instructions with Citibank to allow payment for a minimum amount which will be automatically debited from your account when the payment is due.

3.Phone banking: Download the Citibank app on your phone and pay on the go from anywhere at your convenience apart from keeping a track of your Citi credit card rewards and other offers.

Those holding other bank accounts can also use various ways listed below for bill payment:

1.NEFT: Log in to your net banking and enter your Citi credit card number as Payee account number, your name as the beneficiary, and bank name as Citibank N.A. Fill in details of your payment account, IFSC code, and branch address. Now, make payment by entering the amount and confirming the transaction.

2.RTGS – You can also pay your Citi credit card EMI through a Real-Time Gross Settlement transfer. The process is similar to NEFT as explained above.

3.EPay – You can also go to Citibank’s online customer portal, EPay designed for making bill payments from other bank accounts. Enter the details required and make payment by authenticating the transaction on your bank’s payment gateway.

4.Electronic Clearing System – Download the ECS form, fill it and send it to Citibank mandating it to debit your credit card payment amount from your other bank account. This can be used to pay your Citi credit card EMI, a minimum due amount, or total outstanding as per your preference.

5.Visa money transfer – Citibank credit card payment can be done easily via Visa Money Transfer from your bank account and is credited to your Citibank credit card account in 2 to 4 days.

6.Net banking: Select Citibank credit card as a utility biller from the options available and pay your bill amount.

Offline payment

You can also pay your Citi credit card EMI by depositing a cheque or demand draft in favor of your credit card number into any of the drop boxes located in your city. Cheque or cash can also be deposited 24X7 into Citibank ATMs.

Your Citibank credit card statement is generated every month as per your billing date. It gives you a detailed account of the transactions carried out, credit limit utilized and available, minimum and total amount due, Citibank credit card payment due date, and others. Depending on whether you pay using Citi credit card EMI or make full payments, your credit card bill date is due 17 to 23 days from the time you get the statement.

Now that you know how to pay your credit card bill easily, choose from the various Citibank credit cards available on Finserv MARKETS  and apply for the one that suits your needs. Enjoy Citi credit card rewards and discounts on your favorite brands online and offline and say yes to financial freedom!.

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